Mudarabah means that the bank, in its capacity as the owner of the money, pays money to the customer as the speculator to trade with, provided that the profit is shared between the bank and the customer according to the agreement between them. As for the loss, it is borne by the bank in its […]

This type of financing is based on the bank’s participation with one or more customers with a specific portion in the capital of a specific project, according to a participatory contract that includes the basis for profit distribution. However, for the loss, it is distributed according to the portion of each of them in the […]

A relatively new technology applied to finance investments (movable and immovable). It is classified within the medium and long-term financing formulas, which works in accordance with the principles and provisions of Islamic law, which makes Islamic banks the most distinguished in financing their customers’ investments. The second advantage of this formula is the strength of […]

Murabaha’s importance comes from finding a formula that allows Islamic banks to finance in accordance with their principles and Islamic law, whether to meet the exploitative needs of their customers (stock, raw materials, etc…) or their investments. Also, it is an appropriate and important service for local commercial activities and business owners are interested in […]

It is a  contract through which the first party (the manufacturer who asks for a service) asks the second party (the manufacturer who works) to make or build a specific project, in addition to a profit paid in advance in a fragmented manner or for a specific period. This relates to the formula in which […]

This sale is based on the sale of an urgent price or the sale of something prescribed as a liability, that is, the sale of a particular commodity that has not yet been produced on the understanding that the information gender, type, amount, description and price, so that the price of the commodity is paid […]